- We make your plans important to us.
- We’ll find you the best mortgage.
- We’ll sit on hold.
- We’ll force things through.
- We know who to call.
- We’ll help you long term, not just the once.
“Just Us are creative, proactive brokers who always deliver. I haven’t got the time or the experience – they have. They take the admin and pressure burden and keep me in the loop. That’s what I need!” – Patrick, Chiswick
Our Number one rule? “Never, ever believe the lender”.
This serves us very well. It is staggering how often we call a lender to discuss a mortgage, then call back, speak to someone different and get a different answer.
If you don’t believe us – just try it for yourself!
Lenders rules are a myriad of different and always changing criteria, with new products launches weekly, old products being withdrawn, new lending policy from within and new guidelines to be interpreted and implemented from the Financial Services Authority.
Meanwhile they have a constant flow of existing staff leaving or moving internally and new staff coming in, all with completely variable amounts of experience.
Finally, outsource the processing centre overseas for a touch of spice.
All this around what for most people is the largest financial transaction of their life.
We’ll use our experience, knowledge, contacts and common sense to make sure you are on track.
As a result – our applications to offer percentage is very high.
Lenders love us – we are, after all, sending them great quality work.
So much so, some put their underwriters in our office to help our applications go through even quicker.
